What is a Certificate of Title Surety Bond?
In Texas, when you need to title a vehicle but cannot provide standard ownership documentation, you can apply for a Certificate of Title Surety Bond. This requires purchasing a surety bond that protects any future claims against the vehicle.
Note: Also has Lost Title (Boat) and Lamar County variant
How Much Does a Bonded Title Cost in Texas?
Bond premium: $100-$200 for most vehicles (1-3% of bond amount). Title fees: ~$33. Total: $150-$250 typical.
Bond amount required: 1.5x the vehicle value
Bond duration: 3 years
How to Get a Bonded Title in Texas
- 1
Get your vehicle appraised or use NADA value
- 2
Purchase a surety bond for 1.5x the vehicle value
- 3
Complete Form VTR-130-SB (Bonded Title Application)
- 4
Submit to your county tax office with the bond
- 5
Pay title and registration fees
- 6
Receive your bonded title (marked "BONDED")
Texas Bonded Title Requirements
- ✓Vehicle must be in your possession
- ✓No liens on the vehicle
- ✓Valid ID and proof of address
- ✓Bill of sale or proof of ownership attempt
- ✓Vehicle inspection (in some counties)
Frequently Asked Questions
How much does a bonded title cost in Texas?
For most vehicles, expect to pay $100-$200 for the surety bond (which is 1-3% of the bond amount, calculated as 1.5x your vehicle value). Add about $33 for title fees. A $10,000 car would require a $15,000 bond, costing around $150-$450 for the bond premium.
How long does a bonded title last in Texas?
The bond requirement lasts 3 years. After 3 years with no claims, you can apply to have the "BONDED" brand removed from your title, converting it to a regular title.
Can I sell a car with a bonded title in Texas?
Yes, you can sell a vehicle with a bonded title. The new owner will receive a title that still shows "BONDED" until the 3-year period expires. Some buyers may negotiate a lower price due to the bonded status.
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