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New York Bonded Title Guide

Everything you need to know about getting a Certificate of Title Surety Bond in New York.

Bond Amount
1.5x the vehicle value
Duration
5 years
Required Form
MV-902
Typical Cost
Bond premium: $100-$300

What is a Certificate of Title Surety Bond?

In New York, when you need to title a vehicle but cannot provide standard ownership documentation, you can apply for a Certificate of Title Surety Bond. This requires purchasing a surety bond that protects any future claims against the vehicle.

How Much Does a Bonded Title Cost in New York?

Bond premium: $100-$300. DMV fees: ~$50. Total: $150-$400 typical.

Bond amount required: 1.5x the vehicle value

Bond duration: 5 years

How to Get a Bonded Title in New York

  1. 1

    Complete Form MV-902 (Statement of Claim/Interest in a Vehicle)

  2. 2

    Obtain surety bond for 1.5x vehicle value

  3. 3

    Submit to DMV with supporting documentation

  4. 4

    DMV reviews and issues bonded title

New York Bonded Title Requirements

  • Valid NY driver license or ID
  • Any available ownership documentation
  • Surety bond
  • Vehicle inspection certificate

Frequently Asked Questions

How do I get a bonded title in New York?

Complete Form MV-902, purchase a surety bond for 1.5x your vehicle's value, and submit both to the DMV with any ownership documentation you have. The bond must be from an approved surety company.

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