What is a Vehicle Uniform Surety Bond?
In Michigan, when you need to title a vehicle but cannot provide standard ownership documentation, you can apply for a Vehicle Uniform Surety Bond. This requires purchasing a surety bond that protects any future claims against the vehicle.
Note: Bond amount is 2x vehicle value (higher than most states)
How Much Does a Bonded Title Cost in Michigan?
Bond premium: Higher than average due to 2x requirement. A $10,000 car needs a $20,000 bond, costing $200-$600. Plus title fees ~$15.
Bond amount required: 2x the vehicle value
Bond duration: 5 years
How to Get a Bonded Title in Michigan
- 1
Complete Form TR-121 (Certification of Vehicle Identification)
- 2
Get law enforcement VIN inspection
- 3
Purchase surety bond for 2x vehicle value
- 4
Submit to Secretary of State office
- 5
Receive bonded title
Michigan Bonded Title Requirements
- ✓VIN inspection by law enforcement
- ✓Surety bond for double the vehicle value
- ✓Bill of sale or ownership documentation
- ✓Michigan residency
Frequently Asked Questions
Why is Michigan's bonded title bond amount higher?
Michigan requires a bond for 2x (double) the vehicle value, compared to 1.5x in most states. This higher requirement means bonded titles in Michigan cost more to obtain.
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