What is a Certificate of Title Surety Bond?
In Florida, when you need to title a vehicle but cannot provide standard ownership documentation, you can apply for a Certificate of Title Surety Bond. This requires purchasing a surety bond that protects any future claims against the vehicle.
Note: Bond expires after 3 years
How Much Does a Bonded Title Cost in Florida?
Bond premium: $100-$250. Title fees: ~$75. Total: $175-$350 typical.
Bond amount required: 1.5x the vehicle value (minimum $5,000)
Bond duration: 3 years
How to Get a Bonded Title in Florida
- 1
Complete HSMV 82033 (Application for Duplicate or Lost in Transit/Reassignment Title)
- 2
Purchase surety bond for 1.5x vehicle value
- 3
Get VIN verification from law enforcement or licensed dealer
- 4
Submit to your local tax collector office
- 5
Pay applicable fees
Florida Bonded Title Requirements
- ✓Florida residency
- ✓Bill of sale or documentation showing ownership
- ✓VIN verification by authorized agent
- ✓Surety bond from licensed company
Frequently Asked Questions
Can I get a bonded title in Florida without a bill of sale?
It's difficult but possible. You'll need to provide as much documentation as possible showing your ownership claim. The DMV may require additional verification steps, and the bond amount might be higher.
How long until my Florida bonded title becomes clean?
After 3 years with no claims against the bond, you can apply to have the bonded status removed. Florida law allows the bond to be released after this period.
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