What is a Motor Vehicle Ownership Surety Bond?
In California, when you need to title a vehicle but cannot provide standard ownership documentation, you can apply for a Motor Vehicle Ownership Surety Bond. This requires purchasing a surety bond that protects any future claims against the vehicle.
Note: Also has Mobile Home and Underwritten Title Company variants
How Much Does a Bonded Title Cost in California?
Bond premium: $100-$300 typical. DMV fees: ~$50-100. Total: $200-$400 for most vehicles.
Bond amount required: 1.5x the vehicle value
Bond duration: 3 years
How to Get a Bonded Title in California
- 1
Complete REG 227 (Application for Bonded Certificate of Title)
- 2
Get vehicle appraisal from licensed dealer or AAA
- 3
Purchase surety bond for 1.5x vehicle value
- 4
Submit application to DMV with bond and fees
- 5
DMV issues bonded title after processing
California Bonded Title Requirements
- ✓Proof you tried to get proper title (bill of sale, registration, etc.)
- ✓Vehicle appraisal from licensed dealer
- ✓Surety bond from authorized company
- ✓Smog certification (if applicable)
- ✓VIN verification
Frequently Asked Questions
How do I get a bonded title in California?
Submit REG 227 to the DMV with a vehicle appraisal, surety bond for 1.5x the vehicle value, and proof you attempted to obtain proper title documentation. The DMV will issue a bonded title after verifying your application.
What is a REG 227 form?
REG 227 is the California DMV form "Application for Bonded Certificate of Title or Registration Without Evidence of Ownership." It's required when you cannot provide normal title documentation.
Get Your California Bonded Title
We'll help you get the surety bond you need. Instant quotes, same-day approval.
Get My Bond Quote →